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Karnani Mansion. 25A Park Street, 2nd Floor Room 231, Kolkata 700016 (India)

VVFS
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Not Fast Decision But Good Decision Fast.

We prioritize making well-informed decisions at the right pace. Just like trusted advisors, we combine speed with precision — ensuring you receive timely support without compromising on quality. Our approach draws from diverse experiences, delivering tailored solutions that align with your goals and drive long-term success.

  • Fast Loan
  • Less Fee
  • Less Paperwork
  • Less Interest
VVFS

About Us

Vyapar Vikas Financial Services was founded with a strong commitment to empowering India's entrepreneurs, small business owners, and individuals by offering access to essential financial tools. Our journey began with a simple goal – to make financial support accessible, transparent, and personalized.

Over the years, we have evolved into a trusted financial partner for thousands across the nation, offering tailored solutions for personal loans, business funding, insurance, and investment planning. Our mission is to simplify financial decisions while supporting long-term growth and stability for every client we serve.

  • Expert loan & investment advice
  • 100% transparent with no hidden fees
  • Fast approval & excellent support
  • Pan-India reach with multilingual help
  • Trusted by clients and partners
  • Personalized financial solutions
about us

WHO WE ARE

At Vyapar Vikas Financial Services, we are driven by a mission to empower individuals and businesses financially, guided by a clear vision and rooted in strong core values. Discover what defines us and how we work to serve you better every day.

Our Mission

Our Mission

At Vypar Vikas, we aim to empower individuals and businesses by providing accessible financial solutions that foster growth and security, including loans and insurance.

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Our Vision

Our Vision

To become India’s most trusted financial service provider, known for reliability, innovation, and customer satisfaction.

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Our Values

Guided by Core Values

These values guide our every decision and interaction, ensuring we always act in the best interests of our clients. We believe in doing what’s right, building long-term relationships, and continuously improving to serve you better.

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Secure Loan Options Tailored to Your Needs

Explore our range of secured loan products with flexible terms and competitive interest rates.*

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Home Loan

Affordable home financing solutions to help you own your dream property with ease.

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Car Loan

Drive your dream car or bike with our easy and fast vehicle loan approvals.

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Loan Against Property

Unlock the value of your property and meet financial goals with ease and flexibility.

Unsecured Loans – No Collateral Required

Unlock financial freedom with our unsecured loans, perfect for personal, educational, or business needs without the need for collateral.*

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Personal Loan

Fulfill your personal goals like weddings, vacations, or home renovation with easy access to funds and affordable repayment terms.

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Student Loan

Empower your education with flexible student loans, offering lower interest rates and manageable repayment plans.

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Business Loan

Fuel the growth of your business with an unsecured loan, helping you expand your operations without collateral requirements.

Comprehensive Insurance Solutions.

Protect your future with our comprehensive life, health, and general insurance plans.*

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Life Insurance

Secure your family’s financial future with flexible and reliable life cover options.

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Health Insurance

Comprehensive health plans to cover you and your family against medical emergencies.

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General Insurance

From vehicle to property, get protection with our range of general insurance products.

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Maximize Your Savings with Tax Plans.

Save more and plan better with tax-efficient investment instruments that offer dual benefits of wealth growth and tax deductions.*

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Tax-saving Mutual Funds

Invest in ELSS (Equity Linked Savings Schemes) to enjoy market-linked returns with a lock-in of just 3 years under Section 80C.

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Public Provident Fund (PPF)

A government-backed scheme offering tax-free returns and long-term savings with guaranteed safety and tax deduction benefits.

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National Savings Certificate (NSC)

Ideal for risk-averse investors, NSCs offer fixed returns and tax deductions under Section 80C with a 5-year maturity.

VVFS

Our Services

We provide a comprehensive range of financial services designed to help you secure your future and grow your wealth. From insurance coverage to smart investment options and tax-saving plans, we are here to guide you every step of the way.

Home Loan

Turn your dream of owning a home into reality with affordable EMIs.

Car Loan

Drive your dream car with flexible and fast car financing options.

Loan Against Property

Leverage your property for financial needs at competitive interest rates.

Personal Loan

Quick loans to meet your personal financial goals.

Student Loan

Finance your education with flexible student loan options.

Credit Card Loan

Get instant loans against your credit limit.

Business Loan

Support your business needs without collateral.

Health Insurance

Cover your medical expenses and stay protected.

Home Insurance

Protect your home from damages and disasters.

Travel Insurance

Secure your trips against unforeseen events.

Car Insurance

Drive worry-free with complete vehicle coverage.

Fire Insurance

Protect your assets from fire-related damages.

Whole Life Insurance

Lifetime coverage with long-term benefits.

Term Life Insurance

Affordable protection for a fixed term period.

Business Insurance

Comprehensive protection for your enterprise.

Marine Insurance

Safeguard your cargo and shipping operations.

Group Insurance

Benefit packages for employee groups and families.

Accident Insurance

Instant coverage against accidental injuries.

Senior Citizen Health Insurance

Health coverage for senior citizens.

Child Insurance Plans

Secure your child’s future with dedicated plans.

Loan Calculator

Use our loan calculator to estimate your monthly payments and potential savings. Plan your personal, business, or home loan efficiently.

Enter your loan amount

Please enter an amount between ₹10,000 and ₹10,00,000

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Our Process

We follow a transparent and customer-focused process to help you secure the best financial solutions. From understanding your needs to loan disbursement, our step-by-step approach ensures clarity, speed, and success.

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Get info online

Shop with less worry. We can cover a return if you need it.

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Apply Loan Online

Shop with less worry. We can cover a return if you need it.

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Provide Details online

Shop with less worry. We can cover a return if you need it.

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Get Loan Immidiately

Shop with less worry. We can cover a return if you need it.

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Our Team

Meet the dedicated professionals who drive our mission forward with passion and expertise.

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Eachann Jhon

Loan Advisor

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Addison Smith

Business Loan Advisor

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Sarah Taylor

Loan Advisor

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Aiken Ward

Corporate Loan Advisor

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Babatunde Jon

Home Loan Advisor

Our Blog

Explore useful tips and updates on finance, loans, and investments made simple for you.

Get Loan Adviser

Call us today, leave a message, email or find your nearest office below and We are here for you 24 hours , 7 days a week.

We are here for you 24 hours a day, 7 days a week

Address : Karnani Mansion. 25A Park Street, 2nd Floor Room 231, Kolkata 700016 (India)

Email : info@vvikasfinancial.com

Make An Apply Today

What Our Clients Say

Discover how Vyapar Vikas Financial Services has helped individuals and businesses achieve their financial goals through reliable support and expert guidance.

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Client 3
Client 4
Client 5
Client 6

Excellent Support!

The team provided me with incredible support throughout the loan process. Everything was quick, transparent, and professional.

David Smith
Marketing Manager

Highly Reliable Service

I was amazed at how smoothly everything was handled. The staff was knowledgeable, and their service exceeded my expectations.

Michael Johnson
Engineering Officer

Professional and Friendly

The team was friendly and professional. I felt guided at every step and appreciated their honest advice on my financial options.

Mark Lee
Contractor

Top-Notch Experience

From consultation to disbursement, everything was handled with great care. Truly a top-notch financial partner!

James Brown
Web Developer

Trusted Partner

Vyapar Vikas has been a trusted partner in managing my business finances. I couldn’t have asked for a better team to work with.

Maria Lopez
Sales Manager

Our Esteemed Clients

We are honored to serve a diverse portfolio of clients who trust us with their financial needs and future goals.

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Compare Personal Loan Rates in Just 2 Minutes

No impact on your credit score

Our FAQs

Still have questions?
Our Client Success Team is always here to help

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  • Mon - Thurs 6am – 6pm PT
  • Fri 6am – 6pm PT
  • Sat - Sun 7am – 4pm PT
Chat With Us
  • Personal and Business Loans: Flexible options tailored to your financial goals.
  • Insurance Solutions: Life, health, and general insurance options.
  • Investment Planning: SIPs, mutual funds, and long-term growth strategies.
  • MSME Support: Custom plans for micro and small enterprises.
Visit our website to fill the online loan application or contact us directly. Our team will assist you with documentation, verification, and quick approvals.
Yes, we offer highly competitive rates based on market trends and customer profiles, ensuring affordability and transparency.
  • Life Insurance
  • Health Insurance
  • Vehicle and Property Insurance
  • Business Risk Coverage
Yes, registered clients can log into our secure portal to monitor loan status, repayment schedules, and investment performance.
Absolutely. We provide loans, investment guidance, and insurance coverage designed specifically for Micro, Small & Medium Enterprises.
  • Identity and Address Proof
  • Income Statements / Bank Statements
  • Business Registration (for business loans)
  • Photographs and PAN Card
Yes, we offer ELSS mutual funds, tax-saving FDs, and insurance-linked plans that qualify under Section 80C of the Income Tax Act.
Definitely. Every client receives one-on-one consultations to create customized financial plans based on their goals, risk tolerance, and income.
You can call us, email us, or use our online contact form. Our support team is available Monday to Saturday, 10 AM to 6 PM.